In an era where financial literacy is
no longer a luxury but a necessity, Nigerians are increasingly turning to
digital content—especially podcasts and YouTube channels—to understand
money, personal finance, investing, and building wealth.
As inflation bites, naira fluctuates,
and cost of living rises, one thing is clear: understanding how money works is
crucial for survival and success in Nigeria’s economy.
Thankfully, a new generation of
Nigerian money experts, entrepreneurs, and content creators are using their
platforms to demystify finance, break down complex economic concepts, and
provide practical money advice tailored to the Nigerian experience.
In this article, we highlight the best
podcasts and YouTube channels on money in Nigeria—from personal finance and
budgeting, to crypto, investing, and the business of wealth creation.
Top Podcasts on Money in Nigeria
(2025 Edition)
1. The Smart Money Tribe Podcast by
Arese Ugwu
Platform: Spotify,
Apple Podcasts, Google Podcasts
Best For: Personal finance, money habits, women and wealth
Why Listen:
Arese Ugwu, author of the bestselling Smart Money Woman, brings
financial education to life with relatable stories, guest experts, and
real-life Nigerian money issues. From saving and investing to lifestyle
inflation and gender wealth gaps, this podcast offers practical tips,
especially for women looking to level up financially.
Standout Episode: "How to
Build a Profitable Side Hustle in Nigeria"
2. MoneyRise with Risevest
Platform: Spotify,
Apple Podcasts
Best For: Investing, USD-denominated assets, global markets
Why Listen:
Hosted by the team at Risevest, this podcast helps Nigerians understand global
investing, dollar-cost averaging, and how to protect their wealth against naira
depreciation. Whether you're a beginner or looking to diversify your portfolio,
MoneyRise covers it with clarity.
Standout Episode: "How to
Beat Inflation in Nigeria"
3. The FinTribe Podcast by Money
Africa
Platform: Spotify,
Apple Podcasts
Best For: Financial literacy, budgeting, community investing
Why Listen:
Brought to you by the creators of Money Africa, this podcast explores everyday
money challenges Nigerians face—rent, black tax, emergency funds, and the
hustle of earning in naira while spending in dollars. It’s concise, practical,
and features credible voices in finance.
Standout Episode: "Are
You Living Beyond Your Means?"
4. The Naira Life Podcast by Zikoko
Platform: Spotify,
Apple Podcasts, Zikoko website
Best For: Real-life money stories, income struggles, financial journeys
Why Listen:
This isn’t your typical advice-based podcast. Naira Life is about real
Nigerians telling their raw money stories—how they earn, spend, save, and
sometimes lose it all. It’s honest, deeply relatable, and often emotional,
showing money in its real human context.
Standout Episode: “From ₦35k
to ₦900k: A Lagos Techie’s Journey”
5. Open Banking Nigeria Podcast
Platform: YouTube,
Spotify
Best For: Fintech trends, banking innovation, policy talk
Why Listen:
This one’s more technical, but it’s a goldmine for professionals and
entrepreneurs in the fintech space. Learn about how financial regulations,
digital lending, open banking and APIs are reshaping the future of money in
Nigeria.
Standout Episode: "How
Open Banking Will Transform Financial Inclusion"
Top YouTube Channels on Money in
Nigeria
1. Tomiwa Ademidun – Invest with
Tomie
Subscribers: 100K+
Best For: Stock investing, crypto, economy breakdowns
Why Watch:
Tomiwa simplifies stock investing and explains the Nigerian financial market in
plain English. He provides guides on picking Nigerian stocks, understanding
corporate earnings, and smart ways to build wealth even with limited income.
Recommended Video: “Top 5
Nigerian Stocks to Buy in 2025”
2. Sola Adesakin – The Smart Stewards
Channel
Subscribers: 50K+
Best For: Financial literacy, family budgeting, women and finance
Why Watch:
Sola Adesakin is a leading voice in personal finance and wealth coaching. Her
channel offers Bible-based financial principles, budgeting tutorials, debt-free
strategies, and money mindset shifts, especially relevant for women and
families.
Recommended Video: “How to Set
a Monthly Budget That Works”
3. Biyi Adelaja – Talking Finance
with Biyi
Subscribers: 70K+
Best For: Side hustles, real estate investing, financial independence
Why Watch:
Biyi blends motivational content with sharp financial insights. His YouTube
channel is focused on creating multiple income streams, starting profitable
businesses, and understanding investment opportunities in Nigeria—real estate,
agriculture, and more.
Recommended Video: “How I Made
₦5 Million from One Property in 6 Months”
4. The Personal Finance Academy
Subscribers: 30K+
Best For: Financial education, debt management, savings culture
Why Watch:
A great platform for beginners. This channel provides explainers on basic
financial concepts like compound interest, pension savings, and how to plan for
retirement in Nigeria.
Recommended Video: “How to Save
₦1 Million in a Year on a ₦100K Salary”
5. Ugo Arinzeh – Onyx Property
Consulting
Subscribers: 60K+
Best For: Real estate investing, diaspora investing, property trends
Why Watch:
Targeted at Nigerians in the diaspora and local investors looking to enter the
real estate space. Ugo shares practical tips on buying property in Nigeria,
real estate ROI, and how to avoid common property scams.
Recommended Video: “How to
Invest in Lagos Real Estate from Abroad”
How to Make the Most of These
Podcasts and Channels
If you’re serious about improving
your financial health, here’s how to turn these resources into results:
1. Create a Learning Schedule: Set aside 20–30 minutes daily or
weekly to listen or watch.
2. Take Notes: Jot down actionable advice and create goals around
them.
3. Engage With Communities: Join Telegram or WhatsApp groups
linked to these platforms.
4. Apply Lessons Immediately: Start budgeting, saving, or
investing even in small ways.
5. Share With Friends or Family: Financial literacy grows stronger
when shared.
Final Thoughts
Financial education is the
cornerstone of wealth building—and in Nigeria, it's more accessible than ever
thanks to content creators turning complex money topics into easy, engaging
formats. Whether you're a student trying to budget better, an entrepreneur
raising capital, or a young professional looking to invest wisely, these
podcasts and YouTube channels can be your daily classroom and guide.
There’s no shortage of bad financial
advice online, but the Nigerian content ecosystem is growing smarter and
stronger. Follow the right voices, and your money will thank you.
Disclaimer:
This article is for educational purposes only and should not be considered financial advice. Always consult a certified financial advisor for tailored guidance.
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